Articles by "Trip"
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- January 03, 2019 0

The world is a smaller place today and students regularly travel abroad to study. Or they may be taking a gap year to travel the world. Whatever be the case, these students don't have access to funding or support from family and friends the way they would at home. And since youth also brings a certain amount of carelessness, accidents and illnesses are not out of the question.

One of the most important things students who are planning to go abroad can do is get travel insurance before travelling. The preconceived notion is that insurance policies are very expensive is not true anymore. Today, there are tailor-made policies designed just for students who are working with a really tight budget.

Choosing the Right Kind of Travel Insurance for Students

Choosing the right kind of travel insurance for students is very important. Here is a list of things you should look for in your insurance cover to ensure that you have a comprehensive budget travel insurance package:

  • Ensure that hazardous activities are covered as standard in your insurance package. Students will take part in sports, and these can cause injuries. Having coverage means that they are covered and need not worry about prohibitively expensive medical bills.
  • Look for a policy that offers 24-hour emergency assistance. You never know when you could need help, so it is important to know you have a support system in place.
  • Look for standard coverage for pre-existing medical conditions. Insurance companies can provide free medical coverage as part of the standard cover for a range of conditions. Check to see if your condition is a part of that list. If it is, you could save a lot of money on medical bills.
  • If your medical condition is not listed as a part of the insurers' standard coverage, connect with them to see if they can provide extra coverage for your condition.
  • Go through the policy in detail and see if there are add-ons that you need which are not a part of your standard cover. You may need to customize your policy so that you can get cover for your valuables, cover for cancellations, excess waivers, etc.
  • Make sure that there are no hidden costs when you are buying your travel insurance policy. Ask for details of all costs up front so you know exactly how much you are paying for your policy.
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  • Ensure that there is a 'repatriation back home' option in your insurance plan.
  • Choose the right kind of cover for your trip. If you plan to stay in Europe, you will get a cheaper plan. However, if you plan to go to countries other than Europe, be prepared to shell out some extra cash.

Ideally, you should not have to use your travel insurance at all during your trip. However, if the worst does happen, then you will truly appreciate the protection that you travel insurance plan offers you.

Author: Neil Clymer


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- April 27, 2018 0





Pros and cons of choosing an all-inclusive resort for your next vacation


All-inclusive resorts can really help vacationers get the most out of their travel dollars. Today, over 400 hotels in the Caribbean and Mexico are either all-inclusive resorts or offer all-inclusive packages.

Destinations such as Aruba, Cancun, St. Thomas, and Bahamas have an infrastructure that is well suited to all-inclusive and not all-inclusive resorts because there is a wide selection of restaurants and amenities for tourism. Jamaica and the Dominican Republic, on the other hand, don't have the tourism infrastructure in place and are best suited for all-inclusive vacations.

You'll want to consider carefully before choosing an all-inclusive resort. Resorts do vary -- some are designed for couples, some for singles, some for gays and some for families. Some cater to a younger or older crowd. There are also some that offer clothing-optional activities. For obvious reasons, most of those don't allow children under 18.

The resorts come in all shapes and sizes. Some include airfare and hotel. Some include airfare, hotel, transfers, and some meals. Others include all meals and activities, but not airfare. Often, purchasing airfare as part of the package can be a better deal than doing so separately, unless you are using frequent flier miles.

Many all-inclusive have, as part of their program, child-care facilities that are often a resort-within-the-resort for children, a 'day camp' that is special and that kids look forward to attending. And many all-inclusive resorts give incredible price breaks to children (they don't drink liquor, after all,) while some even have no charge for children up to 17 sharing their parents' room.

What are the advantages of all-inclusive vacation resorts?

The security of knowing that one price covers everything, with none of those nasty surprises that can blast a hole in any family's travel budget. All meals, entertainment, activities and sports, as well as airfare and accommodations, are generally included in one price. You can forget your worries about carrying lots of extra cash for expenses, and just sit back and enjoy your vacation.

Who should check out an all-inclusive?

Travelers who are: on a tight budget, traveling with the kids, receiving the trip as a wedding gift or getting married on the honeymoon.


So, is an all-inclusive resort right for you?

If you are the type of traveler that enjoys sampling all of the local fares, then spending all of your time at an all-inclusive resort is probably not for you. If you like to go somewhere just to relax and not worry about taking out your wallet every couple of hours to pay for food, drinks, or activities, then there's probably an all-inclusive resort that's just right for you.

If you like to stay up all night partying and drinking, if you want to take advantage of all the included watersports and activities, if you want to have food and snacks available all day and if you don't want to have to worry about the final bill when you check out, an all-inclusive is definitely a viable option. Some resorts even boast 24-hour room service.

All-inclusive resorts can be costly. On the other hand, they can also provide great value. If you are going to a destination where the cost of meals, snacks, liquor, and activities are expensive, and your hotel or resort is high-quality with an expensive nightly rate, an all-inclusive might end up saving you money.

If, on the other hand, you don't drink much, you enjoy lazing on the beach and getting an early nights sleep, you are dieting and choose simple salads for your meals, you would probably be overspending for an all-inclusive resort. Bear in mind the drinks are only the cheap local which are not very strong.



Author:  Yuri Smolyansky

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